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The story

Hi, I'm Karin.

I've learned that transitions don't necessarily follow dramatic events. They often begin with noticing that the way you've been living no longer fits the way it used to.

I've always believed that clarity about what you want — and why you want it — leads to more confident decisions.

I help people think through what they want their next chapter to look like, explore the possibilities, and make decisions that move them forward.

Explore the services
Karin, founder of live+prosper™, smiling in a white shirt on a blue patterned armchair
What I do

I'm a Transition Advisor. Here's a little more about that…

A next season involves thinking about the life you want to live, the financial choices that support it and the places where that life could take shape. A few of the questions we might explore are:

  • —How do you want to spend your time? What experiences, relationships and activities matter? How do those shape your environment?
  • —What financial choices support the lifestyle you want? What do you need to consider before making significant changes?
  • —Can you accomplish it where you are? What type of property, community and location actually fit the life you're creating?
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How we work

Three principles behind every conversation.

01

Advice with skin in the story

Every recommendation is grounded in decisions we've weighed ourselves — not templates pulled from a playbook.

02

No pressure, no prescribed answers

You bring the questions. We bring clarity, honest tradeoffs, and the math — and the decision stays yours.

03

The life comes first

Money is the tool, not the goal. Every plan starts with how you actually want to live your next season.

Client love

They love Karin's programs. You will too.

"I will 100% agree. This program was the answer to my organization and vision of investing. Karin helped me see how the facets of my life can co-mingle and create purpose behind goals. I can’t think of anyone I would want to help guide me through my life and investing plan!'
Jen — program client
"Completing the overall macro of this plan plus some of the detail has given me a plan. Your planning sheets and materials have helped me so much in moving forward. Thanks again Karin as your work is so essential!"
John — program client
"Big year for me in 2023 and it wouldn't have happened without your class and me figuring out my priorities and my hang ups! The program helped me break old thought habits and unhelpful stories I was either taught or believed. Karin helped me confront my patterns, question them and redirect them. I went to her class for help in the stock market and came out with a success program for life. An openness to the future and opportunities! When the student is ready the teacher will appear!”
Monica — program client
Karin leading a workshop, sketching plans on large paper with markers on a table
Speaking & Workshops

Bring the conversation to your room.

Karin speaks to groups navigating life's big pivots — retirement, downsizing, empty nests, and the financial decisions that come with them — with the same candor she brings to one-on-one clients.

Workshops are practical, warm, and built around real questions from the people in the seats. No sales pitch disguised as a keynote.

Let's work together
Next step

Let's talk about your next season.

One unhurried conversation — what's changing, what matters, and whether one of our services fits.

Start a conversation