Legal

Disclaimer

Last updated: January 2025

No financial, legal, or tax advice

The content on this website — including the Letters, worksheets, and any materials provided through our programs — is offered for general educational and informational purposes only. It reflects the personal experience and perspective of Karin Ulik and live+prosper™. Nothing on this site constitutes financial, investment, legal, tax, or accounting advice, and nothing here should be relied upon as a substitute for advice from a qualified professional who knows your full situation.

Decisions about retirement, housing, investments, insurance, or any other financial matter are significant and personal. Please consult your own licensed financial advisor, attorney, or tax professional before acting on anything you read here.

No client relationship

Using this website, reading the Letters, or contacting us through a form does not create a client or advisor relationship. That relationship begins only when you and live+prosper™ formally agree to work together.

Results are not guaranteed

Testimonials and reflections shared on this site represent the individual experiences of specific clients. Outcomes vary from person to person, and nothing shared here is a promise or guarantee of your results.

External links

This site may link to third-party articles, publications, or websites for reference. We don't control the content of those sites and aren't responsible for their accuracy, availability, or privacy practices.

Contact

If you have questions about this disclaimer, reach us through our contact page.